Comprehensive Motor #Vehicle INSURANCE
Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray-painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.
Comprehensive Car Insurance is a type of insurance for private cars that provides all-round protection to the vehicle from all kinds of risks, such as accidents, theft, third party liabilities, natural calamities, etc. It helps to repair or replace your car in case any unpredictable mishap occurs resulting in its loss or damage.
In an overview, the best coverage in car insurance is provided by a comprehensive plan. It takes care of both third party liabilities and own damage costs. Moreover, there are several add-on covers that can be availed along with the standard policy to mould it to individual needs. As mentioned above there are few things we must keep in mind when purchasing car insurance to make an informed choice.
What is the coverage for comprehensive motor insurance? Ans: 1. own damage. 2. third party liability. 3. act of god. 4. strike, riot and civil commotion. 5. war risk. 6. theft. 8. What are the non-coverages for comprehensive motor insurance? Ans: 1. Vehicle accidents that occur outside Myanmar. 2. Loss due to overload. 3. Loss due to non-simultaneous tire damage
Comprehensive motor vehicle insurance varies, depending on the level of cover you choose – the more extensive the option, the better the coverage against different losses. The best comprehensive motor vehicle insurance for passenger cars covers against vandalism, windscreen damage, fire, technical malfunctions, collisions, driving off the road, and damage to the car in indoor car parks, among other things.
Comprehensive insurance (also known as ‘fully comprehensive’ or ‘fully comp’) is the most complete, extensive, top-tiered level of insurance cover and protection you can possibly get for your vehicle. Comprehensive car insurance covers you against: Accidental damage; Fire; Theft; Damage caused to a third party. Comprehensive is also used as a way to protect your vehicle while it is in storage. If you are not driving your vehicle for an extended period of time, you might be interested to know, comprehensive coverage provides protection for physical damage while it is parked.
With comprehensive car insurance, you can claim from on your insurance for accidents that are deemed to be your fault. You can also claim when fault can’t be proven, e.g. if you return to your car after shopping to find that someone has hit your car and driven off. Without comprehensive cover, you risk having to fork out for repairs yourself.
We cover your car in an accident, plus other cars and property if it's your fault. Theft & vandalism. We cover your car if it’s stolen, vandalised, or damaged by someone trying to steal it. Fire, storm & flood. We cover your car if it’s damaged by severe weather2. Hire car after an accident or theft. Comprehensive car insurance is the type of insurance that covers damage to your own insured car, and the damage its use can cause to other vehicles or property. Comprehensive car insurance covers repairs to your car for damage caused by unexpected things like collision, fire, theft or weather events.
Comprehensive insurance (also known as “other than collision” in some states) covers damage to your car caused by events that are out of your control. It covers things like theft, vandalism, glass and windshield damage, fire, accidents with animals, weather/acts of nature, etc. Comprehensive is an optional coverage.
When you purchase comprehensive car insurance it does not include CTP. CTP (Compulsory Third Party Insurance), also known as a Green Slip, covers your liability and the liability of anyone else who drives your vehicle for injuries you may have caused to other road users in a motor accident. Comprehensive insurance coverage is one of the main coverages available as part of a car insurance policy. Comprehensive is optional insurance protection you can add to your basic car policy that provides you with coverage from damages that are not the result of a collision with another car.
Comprehensive car insurance can help cover the cost of repairs to your vehicle in the event of accidental damage, malicious damage, theft, fire, hail, and third-party damage – regardless of whose fault it is 1. Some policies will even cover certain items inside your car, such as a car seat or baby capsule if damaged in a collision.
What is ‘comprehensive car insurance’? Comprehensive cover is the highest level of policy coverage in Australia, which covers you for other people’s cars and property in an accident, damage to your own vehicle caused by fire or theft, and accidental damage to your own vehicle caused by fire or theft, and damage to other people’s property, including their vehicle.
