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Liability Only #CAR INSURANCE

Technically, liability-only car insurance refers to the purchase of only liability coverage. This is coverage that only pays for expenses related to medical care and car damage to the other party in an accident. In practice, liability-only car insurance coverage is another way to describe the legal minimum amount of car insurance you can buy in order to drive your car.


Car insurance that only has liability coverage would not cover your injuries and personal property damage as the driver responsible for the accident. Learn more about liability insurance and your coverage options. Liability only car insurance may be appropriate for vehicles that have depreciated significantly in value. As a general rule of thumb, once a vehicle reaches seven years of age, it is a good time to take physical damage coverage off the policy and choose liability only coverage if it is available.

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Can you get liability-only insurance on a financed or leased car? A: Most finance companies will not let you drive away with a car only covered by liability insurance. If you have a loan on the vehicle or lease a vehicle, the finance company is giving you a loan with the car's cost as collateral. For more information about liability car insurance, or to get a free quote for liability-only insurance, visit a Direct Auto Insurance location near you, get a free car insurance quote online, or call us.


What does liability-only car insurance cover? Liability-only coverage strips your policy of all the extras and keeps in just enough to meet your state’s requirements. For some states, that means just property and bodily-injury liability, while others involve a few more coverage types, including: Bodily-injury liability. Auto liability insurance is a type of car insurance coverage that's required by law in most states. If you cause a car accident — in other words, if you are liable for the accident — liability coverage helps pay for the other person's expenses.


The 411 on Online Liability-Only Car Insurance Quotes. Instant online insurance quotes are nice, but algorithms are designed for the lowest common denominator and can miss important details. Our insurance agents do the hard work behind the scenes so you can enjoy a policy that strikes the perfect balance of meeting your needs and saving you money.


Your Car Is Inexpensive and You Own It Outright — If the blue book value on your car is so low you couldn’t trade it in if you tried, you can feel safe driving with liability-only insurance. Put those extra monthly savings toward a down payment for a better car! You are a Young Driver with an Inexpensive Car — Young drivers are more expensive to insure and that can make them good.


Liability only car insurance is usually the minimum car insurance required in each state. Good2Go Auto Insurance ® offers cheap liability car insurance that will cover you and get you legal in many states.¹ And if you need more comprehensive coverage, we offer that too. If you have a car insurance policy with liability limits of $25,000/$50,000/$25,000, your insurance company will pay up to $25,000 for damages to the other driver’s car if a claim is filed. If the damage is more than $25,000, you will be personally liable for paying the rest.


That’s why it might be a good idea to purchase liability only car insurance. This is a great way to save money on your monthly insurance bill and still secure the protection you need. Almost Every State Requires Minimum Liability Coverage. With the exception of New Hampshire, every state in the U.S requires you to carry car insurance.


Liability car insurance (or liability coverage, as it’s also known) helps pay for the costs of the other driver’s property and medical injuries if you are “at fault” in an accident. Your insurer will pay for the property damage and injuries up to the covered limit. Each state has a required minimum of liability insurance you must carry, often called the state minimum. You can see your state’s minimum here.. But keep this in mind: State minimums are generally enough to protect you only if you have very few financial assets.


Typically, liability only car insurance is a good deal cheaper than a car insurance policy that covers both liability and the cost of replacing or fixing your car in the event that you cause an accident – if you're involved in an accident that causes damage to your car but isn't your fault the cost to fix your car would be paid for by the other person's liability insurance.


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